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Indonesia- The high interest rate basis, Bank of Indonesia (BI rate “) that now reaches 9.5 percent negative impact to the property sector. The increase in the BI rate has increased the interest rate trigger bank credit and loans for the construction of KPR (credit for public house). Average (interest rate) increases by 2-3 percents.

Interest loans for the construction of KPR and the average reached 14-17 percent from the previous 12-14 percent per year. Increase the interest rate banks sertamerta not raise the selling price of the property. For, the property must also consider the ability of the people’s purchasing power. For that he expects, the BI rate should not rise again until the end of the year. The current price of the property that has not increased. This is the right time to buy property.

In addition to the increase in the BI Rate, the property sector also beaten as a result of global financial turmoil that has been crawling to Indonesia. As a result, the bank experienced liquidity difficulties so that the expansion of credit to be jammed. After more bank credit to stop the property sector. Even bank credit during this blood for the development of the property. Currently only the State Savings Bank (BTN), which is still diligent gave credit to the property sector.

In 2009, the BI rate in accordance with the assumption, namely 7.5 percent. If that is achieved then it is sure the property sector will be re-enthuse.

Private equity investment fund is somewhat different from REIT products. Direct investment in shares. Investment managers have the freedom to invest in stocks. Funds may be invested entirely in stocks, but because there’s motto diversification, investment managers rarely invest in one stock alone. Generally, the investment manager to invest a minimum of five shares to spread investment risk.

Private equity fund of funds is usually quite large and always hoping enough returns and standards always provide the return of about 15 percent of the lowest, and some have target rate of return of 25 percent per year.

Investment managers generally invest with these returns and when it is exceeded, will immediately seek out other markets that can provide results for the rate of return. However, the investment could remain as long as can give greater results.

On the other hand private equity fund managers typically earn a profit twice. First, profits from the stock market and the relevant countries benefit from foreign exchange company. Typically, the investment manager in the value of the relevant country’s currency is very weak so that the exchange funds and more calculations, the stock was cheap. Then the stock rises and its currency began to improve and re-sold and direct stock purchase foreign currencies that are cheaper.

When investors entered on this investment, investors must take into account when exit. If investors have the results to be doubled, should get out of this product. This investment risk is high enough for the investment managers have the same competitors and may also want to profit by the weakness of other funds.

Likewise, hedge funds. How it works almost the same as private equity funds. Hedge funds are a bit more open and investors know how it works since it first developed. The private equity fund, investors may only very small, but has a large enough capacity. This new investment because we know a new entry in the market despite the fact that Indonesia has a similar investment in.
Filed under: Real Estate

These days many people hear the various investments that are not investing as usual. Investment in real estate investment trusts, private equity, hedge funds, capital protected funds, capital guaranteed funds, and some others. Those who have sufficient funds and is known as a smart investor (smart investors), even wealthy investors called high net worth investors, already very familiar with the term.

Alternative investment means investment act outside the usual alternative. Investments made in investment instruments with a specific purpose and sufficient risk, but there is a high rate of return possible. Initial capital or not missing the due date, but the returns are not clear, indication only.

In accordance with the concept, these investments are generally expected not to cause reduced investment principal. If investors put money Rp 1 billion, the funds will go back to the period value as well. When the principal returned, returns are low and can be high. Investment returns may be higher if the investment plan in accordance with reality. For example, these investments hoping the price goes up for the future and the fact that stock prices are rising. This product returns can be quite large if the investment by the investment manager of the target according to the prospectus given to investors.

High net worth does not usually think of high returns, but wanted the funds are not lost. These investors can live from other investments and provide a pretty good profit. Therefore, investments are always a product previously disclosed to investors. If investors are not included in the investor group, should not have to go in this alternative investment products.

Real estate investment trust (REIT) is a mutual fund with a portfolio of properties in the area. Property itself has a slightly different cycle with other industries. If interest rates keep falling, investment in the REIT attractive enough for those who do not have enough funds to buy property. Typically, the property has negative relationship with interest rates. If the interest rate rises, investment in property will decrease and the demand decreases and vice versa, demand for properties will rise when the interest rate falls.

The decline in property demand make the price decrease and REIT property value decline. Instead, investors buy when the price of REITs down and sell when the REIT at a price peak. However, Investors also need to have a long-term outlook for REIT usually have good results in the long run. Investors also had to watch the property from the REIT portfolio as a strategic portfolio that is not going to make the results are interesting. Usually investment in property always uses the words location, location, strategic location.

Statistics show that there is a opspatten the number of people who choose to own and live in caravans. For some, the sale of mobile homes is a business, while for others it is a process in which they prefer to move from one place to another.

For the sale of mobile homes, we expect that the mobile home? A mobile home is a residential structure that was built in a factory, then transported in its entirety at. It is sometimes misleading, because only 5% of households having to leave their original position. Overall, mobile homes are purchased by the less affluent, low incomes and for them, sales of mobile homes is a good way to get your money and, indeed, a good profit.

If you have a mobile home owners, the first to emphasize that the introduction of the sale of the phone at home, doing everything you need at home. There is no urgency for the sale of mobile homes and without clear objectives to meet them. Press the real estate market trend in the region to your advantage, so that after the sale of mobile homes, you’ve made a profit.

In the process of selling mobile homes, we must begin with a simple marketing – the structure seems to appeal to others.

The design, windows and the door is all important areas to be kept beautiful and attractive. Sales of mobile homes must ensure that their scent and rooms are free of perfumes of animal origin. The walls must be cleaned and painted recently cleaning carpets and bathroom and kitchen spotless. Although sales of mobile homes, be aware that people like well-lit home. Play to your advantage – the brightest bulbs in your lamps. Another important point, while sales of motorhomes, make sure you do not leave a room has to do with furniture. People tend to imagine how furniture is in your house and each room has to do a deterrent effect. If you want to sell mobile homes, developed the appearance of the house so it seems well kept to a visitor who visit the house.

If you want to sell mobile homes, so you have a good 6-9 months from the date on which the house is sold, according to the real estate market in the region. If you’re not selling mobile homes, with real estate. The sale of mobile homes, it is recommended to evaluate your home by an expert. Not that the domestic price too high or too low. Advertising plays an important role in the sale of mobile homes. They are few potential customers for the seller in number. Try free ad in the first place, and if it does not work as expected, begin an advertising campaign in newspapers worldwide.

A sell mobile homes, in advertisements always begin with the phrase “A”. Given that most newspapers publish ads in alphabetical order, there is more possibility there is the first position. Here is a trick, start with words like “adorable, admirable, accents, reception, affordable and accessible.” In advertising, you must be ready to give you directions to the house and are ready to set times for people at home. This is crucial to seek tenders for the sale of mobile homes.

In the process of selling mobile homes, places of “for sale” signs in the window will help to attract people who are really looking for a house. The sign, your phone number. Most people think the house easily in this way. If the buyer wants the security of a home, a finance company can offer as a mobile home is less than 6 years.

The sale of mobile homes, monitoring of loan contracts and applications of these people want to buy the house on the spot. As someone who seriously decide to buy your house, then refer to a bank of mobile homes for their financial needs. The mobile home bank handles all the details to resolve, which makes the process of selling the phone at home a lot easier for you.

Although sales of mobile homes, now a word of caution, not leave these buyers adopt or take over payments on your loan! If the non-payment will be required to make payments until the house is paid! This is something that can ruin your credit rating. Hence, it is important to remember when you sell your phone at home!